‘Investing in Jewelry’ Category

What you should know when choosing insurance for your engagement ring

Posted on March 30th, 2016

Your engagement ring is a sentimental piece of jewelry that you wear day after day for many years. The ring is also a valuable piece of jewelry that could become lost or stolen.

With insurance, you can ensure that the ring is protected in the event of loss or theft. Finding the right insurance policy ensures that, no matter what the situation, your ring is fully protected.

The Fine Print of Engagement Ring Insurance

Insurance policies can be hard to understand. Take the time to review the full policy with the insurance agent before choosing the policy that is right for your personal needs. You should ask the agent which situations are covered, and what types of situations aren’t covered.

For example, will insurance cover the cost of repairing the ring if the setting is damaged? You should also know how long the policy covers the replacement cost of the ring, and whether the insurance becomes inactive after a certain amount of time.

Compare Policies

Different policies are available for jewelry. Make sure to compare the available policies, and choose one based on the coverage offered rather than the price. For instance, an inexpensive policy may not cover the cost of replacing a lost ring, while a comprehensive policy may cover the cost of replacing the ring whether it is stolen or lost.

Compare Companies

Along with comparing different policies from the same company, you can also compare policies from several different companies. A wide range of insurance options are available, including budget-friendly, comprehensive policies that ensure your ring is fully protected at an affordable cost.

Insuring Your Engagement Ring: Asking Questions

Don’t be afraid to ask questions about specific situations. For example, you may want to ask whether the insurance covers dropping the ring down the drain while washing dishes, or whether the replacement cost is covered if the ring simply disappears from your jewelry box. You should also know what type of documentation or verification is needed if the ring is lost or stolen.

Verifying Your Loss

Some insurance policies only cover theft, which must be verified by a police report. Asking questions can help you find a policy that covers a wide range of events, ensuring you can replace your ring if it becomes lost for any reason.

If you need to replace a lost, stolen or damaged engagement ring, visit our online store today. We offer a huge selection of engagement rings and other fine jewelry, allowing you to choose a replacement ring that reflects your personal style perfectly.

3 Facts About Diamonds You Should Know

Posted on March 2nd, 2016

Nothing shines quite as brilliantly as diamonds, and when you put one on, you’re wearing a fascinating piece of history. Most diamonds found in nature are estimated to be between one and three billion years old. Maybe that’s why this gem continues to dazzle all of us with its enormous beauty. Join us as we look closely at the many virtues of diamonds.

Only Diamonds Speak Of Unbreakable Bonds

For those lucky ladies born in the month of April, the diamond birthstone gives you more reason to collect them. Diamonds remain the traditional symbol for engagement. It was first recorded in 1477 that a man had proposed to a woman with a diamond.

Austria’s Archduke Maximillian gave Mary of Burgundy a gold ring, featuring an M spelled out in diamonds. Diamonds are unmatched in versatility, wearing the title of hardest natural substance found on the planet. Remember this when you want to understand their authenticity – the only substance that can scratch a diamond is another diamond.4139-1D400JVS2_GIA_PLAT

Diamonds Go Deep Into The Core

The word diamond hails from the Greek word “adamas,” which means unbreakable, unconquerable and indestructible. When you consider how and where these incredible stones have been formed and found, you realize that a diamond is truly forever.

Diamonds are developed in nature from carbon and believed to form their rare crystalline shape about 100 miles beneath the earth’s surface. They are then carried to the surface by volcanic eruptions. Diamonds were first established and mined in India, Brazil, South Africa, Angola, Botswana, Namibia and Congo. Today, these dazzlers are mined in a number of other countries, with the top three producers being Botswana, Russia and Canada.4141-1D102082_171_130_18k

Ancients Marveled At The Discovery Of Diamonds

The ancient Greeks had a romantic idea about the beauty of diamonds, believing these brilliant gems were splinters of stars fallen on the earth. The ancient Romans believed that diamonds adorned the tips of Cupid’s love arrows. A diamond’s origin, as a revered stone, can be found way back in the fourth century BC, where the gems were collected and traded in India.

In the first century AD, the Roman naturalist Pliny remarked that, “Diamond is the most valuable, not only of precious stones, but of all things in this world.”

If you’re as in love with diamonds as we are, we encourage you to visit our online store, MarkBroumand.com, to learn see our beautiful diamonds firsthand.4132-1D152534_207_100_18k

How to Choose a Wedding Band that Complements Your Engagement Ring

Posted on January 7th, 2016

Getting engaged is one of the most exciting moments in life. Brides and grooms may find it challenging to choose an engagement ring that is beautiful, symbolic of their love, and is a style they will want to wear day in and day out. An additional point of stress can be finding a wedding band that complements and sits flush to the engagement ring. But with the right kind of support and expertise, you should have no problem finding an engagement ring and band that look beautiful together.

How do I know what type of wedding band I need?

First determine whether a straight wedding band will sit flush with your engagement ring. If your ring has a center gemstone that is elevated and sits above the band, then you can likely choose a wedding ring that is straight. Mark Broumand has many stunning straight wedding bands that will sit close to your engagement ring. Your engagement ring may be part of a matched set as designers often create wedding bands specifically for certain engagement rings.3616-3

What if a straight band won’t work?

If a straight wedding band will not work with your engagement ring, then a contoured wedding band may be the right option. This type of band matches the curvature of your wedding ring. It is contoured at the front and straight in the back in order to match the contours of your ring. Contoured wedding bands are quite common, allowing your rings to sit flush on your finger, and work well with many different styles of engagement rings.3525-5

Notched wedding bands are another option for a great fit with an engagement ring. Rather than bending around the ring like the contoured wedding band, a notched band allows the rings to fit together like the pieces of a puzzle.2940-1D12683_105_18K

When your ring has very fine details around the gemstone or the center stone is an elongated shape such as oval, marquise or emerald, then you may want to go with a band that is contoured and notched.3436-6

Are there other options?

Mark Broumand will always make sure your ring needs are met; it’s possible that a custom band may be the ideal choice for you. Though the process of creating a custom band requires time, you will end up with a beautiful band that complements your engagement ring. Visit MarkBroumand.com today to see all of the options for rings you will want to show off for years to come.

Sapphires, Rubies and Emeralds, Oh My!

Posted on December 30th, 2015

Whether you want to compliment your diamond or are looking to show off your favorite color, sapphires, rubies and emeralds are spectacular feature stones for engagement rings and wedding jewelry. Just like diamonds, not all specimens are created equal. Learn how to shop for these gemstones to ensure you get the superior quality you deserve.4091-1D297074_1119_175_18k

Sapphires

Ranging in color from deep ocean blue with strong to vivid saturation to a very vibrant pink-orange hue, sapphires are members of the corundum mineral family. September’s birthstone has been a favorite of royalty for hundreds of years; in fact, Prince William proposed to Kate Middleton with Lady Diana’s iconic 18-carat sapphire engagement ring.

Look for stones with a rich, dark color with violet undertones in a medium to medium dark tone, rid of any brown or yellow lines. Sapphires usually have inclusions, but less visible ones are more desirable. In fancy colors, like this pink sapphire eternity band, ideal stones have a bright, saturated hue.3802-1D4211_500_14k

Rubies

Rubies are July’s birthstone and, as a member of the corundum family, sapphires’ bold siblings. The finest and more valuable color of ruby is called “pigeon’s blood” which exhibits a deep red with a purple secondary hue. The hue forever links rubies with love, and pieces like a ruby and diamond ring will say “I love you” every time the stones catch the light.

Rubies should have naturally vivid color and ample light to play inside the stone. They can sometimes have dark or gray spots called extinctions that are obvious when held up to the light. Fewer extinctions mean a more valuable stone.3516-1D8146_085_033_14k

Emeralds

May’s birthstone and a member of the beryl family, emeralds were the favored stones of Cleopatra and are an enduring symbol of a couple’s devotion. These best color qualities of these stones range from a lush, blue-ish green to a pure green with vivid saturation.

As with rubies, transparent emeralds are much more valuable than opaque specimens are. Stones that are true green, not erring into blue or yellow, with saturated color are the most desirable. The iconic emerald cut is designed to protect this fracture-prone stone from damage.

Since most colored gemstones are chemically treated,  it is important to ensure you are getting a natural specimen with no chemical treatments before you make a purchase . As the show-stopping center or a subtle accent, a sapphire, ruby or emerald will add a colorful sparkle to your wedding ensemble.3939-1D49874_229_055_PLAT

Celebrity Engagement Ring Ideas For You

Posted on December 28th, 2015

Give your beloved the celebrity treatment when proposing by presenting her with a beautiful engagement ring fit for the stars. Take your inspiration right from the celebrities themselves by incorporating the latest celebrity engagement ring trends into the ring you choose for your fiancé.

Yellow Diamonds

Yellow diamond engagement rings are an intense and vibrant option with the larger and more vivid in color the stone is, the more rare and valuable it is. This look was made popular by many Celebrities like the gorgeous eight-carat radiant cut fancy yellow diamond ring gracing Olivia Palermo’s left finger. This style is truly striking as it is flanked between two sparkling trapezoid shaped white diamonds. Yellow diamonds are also a great option because they are incredibly bright, cheery and stunning when they catch the light. The popularity of yellow diamonds has been steadily growing the past few decades and could possibly be the right choice for you.4076-1D2200242_814_190_PLAT 4076-3

Halo Settings

Although a halo setting finds its origins in the Georgian and Victorian eras, it still remains one of the most popular and current styles to date. This setting is a timelessly classic way to showcase a sparkling center stone, as it will flatter your diamond perfectly. The smaller gems in the halo are stunning in their own right, but they also make the center stone stand out for all the right reasons, especially when the color of the halo stones or their setting provides contrast. Halo settings are also quite popular now with the in-crowd, like Natalie Portman’s conflict-free old mine cut double halo diamond ring made in an exquisite recycled platinum setting. This ring is truly glamorous as the double halo makes the four-carat center-stone appear larger than in is in actuality.3804-1D85179_142_115_18k 3804-2

Emerald Cuts

An emerald cut diamond engagement ring is an enchanting way to express your love. The clean step-cut lines and standard 49 facets create a wonderful sense of depth that absolutely captivates. An emerald cut stone is truly mesmerizing, which may be why it is worn by megastars such as Beyoncé whose astonishing 18-carat emerald-cut diamond ring set in a split shank remains one of the most popular engagement designs.

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Round Cuts

Because there are 57 or more facets, nothing seems more sparkling and everlasting than the elegance of round brilliant cut diamonds which had its most modern cut version you see today perfected in the 20th century. These gems reflect light magnificently and look breathtaking when set in a classic solitaire. Although these diamonds could never be unpopular, they have recently been boosted by celebrity wearers like Keira Knightly who sports a round brilliant cut solitaire diamond engagement ring in a platinum setting that can truly transcend time.3386-1D3297257_545 3386-2

The Brilliance of Pear-Shaped Diamonds Throughout History

Posted on December 26th, 2015

Pear-shaped diamonds have graced the world with their elegant beauty since their creation in the 1400s and have been a popular choice ever since. Though the specifics of the cut and its uses have changed somewhat throughout history, its beauty has not. Pear-shaped diamonds are a popular choice today for couples looking for a diamond engagement ring.2788-6

Creation of the First Pear-shaped Diamond

The pear shape first came into being when Belgian diamond cutter Lodewyk van Berquem fashioned the shape in 1458. Van Berguem first invented the diamond-polishing wheel, which is what allowed him to shine eac
h facet of his new creation to coax the most brilliant sparkle from the stone. After the creation of the pear shape, many jewelers pierced holes in the narrow tips of stones shaped in this way to wear as pendants.4025-5

Progression of Pear-shaped Diamond Styles

As fashion progressed, pear diamonds were incorporated into rings and other jewelry, expanding their reach beyond pendants. Some modifications to the shape were made along the way, such as the addition of a table, with the modern pear shape coming into being in the 1900s. Today’s pear-shaped diamonds boast 56 to 58 facets with as many as 4 to 8 pavilion facets on each stone. All these surfaces allow pear-shaped stones to reflect surrounding light beautifully.
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The Largest Pear-shaped Diamonds on Record

Pear-shaped diamonds have beautifully adorned many classic women, but one of the largest and best pear-shaped diamonds known belonged to Elizabeth Taylor. This incredible diamond was cut from a stone that weighed a record-breaking 240.8 carats when it was brought out of the diamond mine. After being cut and perfected to adorn the classic pear-shaped engagement ring Richard Burton gifted to Taylor, at completion it weighed in at an astonishing 69.42 carats. The record for largest pear-shaped diamond, however, is held by the Cullinan I. This flawless, 530.20-carat diamond forms part of the British Crown Jewels and boasts a colorless and Type IIA quality grading (GIA).

The Importance of Insuring Your Jewelry

Posted on December 21st, 2015

Jewelry of any kind, especially diamonds, may be considered an investment with value that can be passed down to future generations. The amount of money tied to these pieces may be more than you could replace should something happen. It’s for this reason that many people pay for insurance that covers at least some of the costs in the event that something should happen to their items3794-6

Stolen Jewelry

With the exception of wedding bands,  jewelry can sometimes be stored in jewelry boxes in the bedroom. In the case of an unfortunate event, like a home invasion, this is often one of the first places thieves will look for valuables. It’s much easier to peddle stolen jewelry than it is to walk out with a television. Insurance can help you recuperate some of the losses experienced in such a scenario.

Theft can also occur in social situations. It takes mere seconds for a visitor to drop a diamond ring into a pocket and walk away. It could be months, if not longer, before you realize that a particular ring or necklace is missing. At this point, it becomes exceedingly difficult to recover the piece

Accidental Damage

While many rings can be built to withstand a great deal of pressure, accidents are still capable of destroying these valuable works of art. Accidental drops, scrapes and other instances can cause damage to the piece that may be irreparable. Insurance policies may be able to help pay for replacements or repairs depending on the extent of the damage. At Mark Broumand, we recommend getting quotes through homeowners or renters insurance3121-4

Protecting Customized Settings

Customized settings can require a greater monetary investment as well as more time to create the ring. Insurance may be able to help you financially should something happen to this one-of-a-kind item. It’s difficult enough when the customized jewelry is damaged, destroyed or stolen. Financial security can help you recreate the customized piece without heavy out-of-pocket expenses.

Insuring your jewelry can be vital to financial recovery. Every day your diamonds go uninsured is another day the investment is at risk. Consider what can be lost in the event of natural disasters, accidents or theft before deciding to forgo insurance on your high-end pieces. We recommend a company called Jewelers Mutual that offers great service in jewelry insurance.2118-5

Radiant or Cushion Cut: Which Is Right for Me?

Posted on December 16th, 2015

After the detailed process of sorting through a vast collection of diamonds, you’ve finally settled on two cuts. They have a similar look and style, but the jeweler informs you that one is a cushion cut and the other is a radiant cut. You take another moment to inspect both pieces and find yourself stumped in regards to which you should choose.2777-5

In the search for diamonds, the choice between a cushion cut and radiant cut is a common dilemma. At first glance, their marked similarities are enough to confuse a novice eye. Luckily, there are several distinctions that make it easier to tell the two cuts apart. Having a clear understanding of their unique features will help you to get the best value from your purchase.

The Fundamentals

The overall shape of both radiant cut and cushion cut stones is the most substantial similarity the pieces share. However, both cuts have distinct differences in appearance. A radiant cut diamond is known for its angular corners, characterized by a straight lines around its edges. The cushion cut is a bit more round, with its shape resembling a fusion between a rectangle, or a square and a circle together. You’ll also find that the center facets of both stones are not as transparent as other cuts
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The radiant and cushion cuts are categorized as brilliant cuts, which means they display a cutting style composed of triangular and kite-shaped facets radiating from the center outward. The cushion cut diamond dates back to the 1830s. Its standard 58 facets aid in its characteristically pillow-like shape. Created in 1977, the radiant cut diamond contains 70 facets. The distinctive sparkle of a radiant cut diamond is sometimes described as having the appearance of crushed ice. They also tend to be more forgiving of inclusions, exhibiting a higherclarity. It’s important to note that some modern cushion cuts are created with hard-to-discern facets, resulting in a similar “crushed ice” appearance.
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The Decision

Choosing between the two cuts is essentially a matter of preference. Many diamond connoisseurs enjoy the classic appeal of the cushion cut while the vibrant fire and sparkle of a radiant cut is a draw for others. The best way to make your decision is to try on a piece that suits your taste on your ring finger and see how its beauty perfectly compliments your hand.
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Understanding How White Gold and Platinum Are Different

Posted on December 14th, 2015

Whether you’re getting engaged, a collector of fine jewelry or just routinely involved with investing in high-end custom jewelry, you may benefit from learning more about the differences between white gold and platinum. Though the two metals look fairly similar, the natural white color of the platinum will never fade. With time, the white gold’s rhodium plating can fade and give way to the slightly yellowish tinge of white gold. In order to regain that white allure again, the gold would have to be rhodium plated every so often, depending on wear and tear.3317-3

Differences in Structural Integrity

Rhodium is able to give the bright gold alloy appearance because it shares many of the same properties as platinum. The natural color of white gold is actually closer to light grey. To keep the white color from fading, most jewelers recommend replacing the rhodium plating every 12 to 18 months. Unlike white gold, which is an alloy composed of several metals, platinum is often 95 percent pure when it’s used in jewelry. When you invest in an engagement ring with the perfect stone, you’ll want to ensure that the metal in the ring is everlasting as well.4029-1D192887_222_055_PLAT

Differences in Quality

Platinum is denser than white gold, so these types of rings typically feel heavier than those made with white gold. Excluding the cost of the actual diamond, platinum and white gold rings have a price difference, with platinum being slightly more expensive than white gold. However, once white gold has been plated with rhodium, it’s nearly indiscernible from platinum by sight.3588-1D143796_251_100_18k

In its natural form, platinum’s color tends to be a little whiter than white gold when they are compared with one another. Because platinum maintains its white color well after years of wear and tear, you may decide it could be the right choice for you. Although platinum is most commonly used in women’s engagement rings and couples’ wedding rings, it is a much rarer metal than white gold. Ladies with platinum engagement rings are more likely to follow suit with an investment in a platinum wedding ring as well. Due to its higher retail value, platinum is seldom used on dress rings, and it’s even more rare to find on necklaces, bracelets, pendants and earrings.3888-4

The Four Ways Color is Described in Sapphire Engagement Rings

Posted on November 21st, 2015

Since Princess Kate wore a sapphire engagement ring before marrying Prince William, the deep blue stone has become more popular year after year. Sapphires are gorgeous, and when it comes to hardness, these gemstones are second to the diamond. Before choosing a sapphire, however, it is important to understand how sapphires are evaluated based on color. Here are four things to look for when choosing a sapphire engagement ring:1.80ct Asscher Cut Diamond and Sapphire Engagement Ring | Mark Broumand

The Hue of the Sapphire

Most people know the stunning blue color associated with sapphires, but this gemstone is available in all of the colors of the rainbow. The hue of the sapphire is the term that gemologists use to describe the actual color of the stone. The hue of many sapphires is blue, for instance, but a gemologist may also share a secondary color such as yellowish orange or bluish green.5.35ct Cushion Cut Sapphire and Diamond Engagement Ring | Mark Broumand

The Tone of the Sapphire

Another aspect of a sapphire’s color is its tone. Gemologists use the term tone to describe how dark or light the sapphire is. Tone is an important factor when it comes to determining the value of a sapphire, and stones that are too dark or light are valued lower than their medium-colored counterparts. Since not all sapphires are naturally medium in tone, they may be heat treated in order to darken or lighten the gemstone.3.18ct Round Brilliant Cut Sapphire and Diamond Engagement Ring | Mark Broumand

The Saturation of the Sapphire

The third way to describe the color of a sapphire is the saturation of the gemstone. This refers to how intense the color is. To determine the saturation, a gemologist must use a saturation modifier. In sapphires that are green, violet or blue, for instance, a gray modifier is usually used, but in pink, yellow or orange sapphires, a brown modifier is used. You’re able to see the modifying color when saturation is low, which is when you’ll notice hints of brown or grey. Saturation is another vital element that contributes to the value of a sapphire.

The Cut of the Sapphire

3998-5Since the cut of a gemstone affects the color, gemologists use this element to bring out the brilliance and color of the stone. There are a number of cuts that can bring out the color of a sapphire, such as a radiant cut. The cut will also affect the brilliance and luster of the gemstone.

Though there are other aspects to consider before buying a sapphire, most consumers are concerned with the most important feature of the gemstone, the eye-catching, breathtaking color.

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