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The Importance of Insuring Your Jewelry | Stolen Jewelry | Mark Broumand
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The Importance of Insuring Your Jewelry

Jewelry of any kind, especially diamonds, may be considered an investment with value that can be passed down to future generations. The amount of money tied to these pieces may be more than you could replace should something happen. It’s for this reason that many people pay for insurance that covers at least some of the costs in the event that something should happen to their itemsThe Importance of Insuring Your Jewelry | Mark Broumand

Stolen Jewelry

With the exception of wedding bands,  jewelry can sometimes be stored in jewelry boxes in the bedroom. In the case of an unfortunate event, like a home invasion, this is often one of the first places thieves will look for valuables. It’s much easier to peddle stolen jewelry than it is to walk out with a television. Insurance can help you recuperate some of the losses experienced in such a scenario.

Theft can also occur in social situations. It takes mere seconds for a visitor to drop a diamond ring into a pocket and walk away. It could be months, if not longer, before you realize that a particular ring or necklace is missing. At this point, it becomes exceedingly difficult to recover the pieceThe Importance of Insuring Your Jewelry | Stolen Jewelry | Mark Broumand

Accidental Damage

While many rings can be built to withstand a great deal of pressure, accidents are still capable of destroying these valuable works of art. Accidental drops, scrapes and other instances can cause damage to the piece that may be irreparable. Insurance policies may be able to help pay for replacements or repairs depending on the extent of the damage. At Mark Broumand, we recommend getting quotes through homeowners or renters insuranceThe Importance of Insuring Your Jewelry | Accidental Damage | Mark Broumand

Protecting Customized Settings

Customized settings can require a greater monetary investment as well as more time to create the ring. Insurance may be able to help you financially should something happen to this one-of-a-kind item. It’s difficult enough when the customized jewelry is damaged, destroyed or stolen. Financial security can help you recreate the customized piece without heavy out-of-pocket expenses.

Insuring your jewelry can be vital to financial recovery. Every day your diamonds go uninsured is another day the investment is at risk. Consider what can be lost in the event of natural disasters, accidents or theft before deciding to forgo insurance on your high-end pieces. We recommend a company called Jewelers Mutual that offers great service in jewelry insurance.The Importance of Insuring Your Jewelry | Protecting Customized Settings | Mark Broumand

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