Finding the perfect engagement ring can be stressful, especially if you’re unsure what size diamond to buy. The normal “three month salary” guideline can be helpful but it may not always be the right decision. Even if you can afford the largest diamond in the store, it may not be the stone that your fiancé desires.
Factoring in Your Finances When Buying an Engagement Ring
You always want to take into account what you really can afford. If you have saved up enough money beforehand, you will have a better idea of which diamond fits into your budget. Financing the ring will help you spread out the payment over time and allow you to get the bigger diamond that she wants.
And remember, if your budget is tight, sticking with the one carat diamond engagement ring might be a good idea for now as you can always upgrade later when your finances improve.
Choosing THE ring: The 4 C’s
When purchasing a diamond, it’s always important to remember the 4 C’s – cut, carat, clarity and color. Our diamond specialists can help you understand how the 4 C’s factor into a gorgeous diamond. The carat size will help dictate what type of setting you ultimately choose whether it’s a simple engagement ring or a larger setting with accent diamonds. Also, the level of clarity and color you choose will definitely have an impact on what size stone you will be able to afford.
Make Sure You Know Her Style and Tastes in Jewelry
Definitely take into account your fiancé’s style. Get clues from the styles of jewelry she already wears and don’t be afraid to ask a close friend or family member if they have suggestions.
Her style will help dictate which carat size you will end up leaning towards. You may already have an idea from joint shopping trips to the jewelry store what types of styles she prefers. If she is petite and prefers understated pieces, you may want to stick with a classic one carat diamond engagement ring. However, if she already wears larger pieces and would prefer a diamond with lots of accents stones, then a two carat diamond may fit into that larger setting she desires.
Picking out the perfect diamond is never easy but always keep in mind the 4 C’s, your budget and your fiancé’s preferences. Contact Mark Broumand today to learn more about the 4 C’s and to get the help you need finding the ring of her dreams.